How to Apply for Social Security Disability Insurance (SSDI) Social Security Disability Insurance (SSDI) is a federal insurance program that provides monthly benefits to people who have a disability that prevents them from working. To be eligible for SSDI, you must have worked long enough and paid Social Security taxes.
Importance and Benefits of SSDI SSDI provides a vital safety net for people who are unable to work due to a disability. Benefits can help cover basic living expenses, such as food, housing, and medical care. SSDI can also provide peace of mind, knowing that you have a source of income if you become disabled.