Knowing how to check your FICO score for free is essential for managing your financial health. Your FICO score is a three-digit number that lenders use to assess your creditworthiness. A higher score indicates a lower risk to lenders, which can result in lower interest rates on loans and credit cards.
There are several ways to check your FICO score for free. One option is to contact your credit card company or bank. Many financial institutions now offer free access to your FICO score as a perk to their customers. You can also get your FICO score for free from annualcreditreport.com. This website is authorized by the federal government to provide free credit reports and FICO scores to consumers once per year.